I've currently leveled up to Diamond status with Progressive (car insurance provider). It sounds a lot more prestigious than what it is. It just means that I've been insured with them for 5 years or more. The next level is Emerald (10 years) and then Crown (20 years). Each loyalty level gets you a little extra privilege but it's really not too impressive... We just recently decided to participate in Progressive's Snapshot discount program. It's a little device that looks like some lame happy-meal toy that you plug into your car's computer under the dash. The idea is that it takes a "snapshot" of your driving habits over 6 months. If they find that you're a safe driver, then you get an additional discount. Supposedly even if you're a bad driver it will not increase your premiums. It primarily monitors speed, braking habits, and times of day that you drive. Certain hours of the day are at higher risk for accidents (before dawn & rush hour)...